Joy van Hemert grew up in Canada and lived in Asia before moving to the US where she lives with her foster child. An international speaker, Joy speaks at colleges and corporations about goal-setting and entrepreneurial thinking. She also writes about personal finance and growing your home-based business. She is captain of Seaside Community Garden and a member of the board of the Community Land Trust, preserving community gardens and open spaces. Besides gardening and business, she loves socializing, watching movies, ballroom dancing and oil painting.

Blog: www.deletemydebt.wordpress.com

Here's my public information: 1-888-99-MAKEOVER

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